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The global flood protection savings provided by coral reefs
Financing coastal resilience with insurance
Coral reefs reduce wave energy and height.
A healthy reef absorbs 97% of wave power.
Reefs can become degraded by natural and anthropogenic stressors.
A healthy reef is better at protecting the shoreline from waves.
A 1m decrease in reef height causes a four-fold increase in wave power affecting the shoreline.
Wave power increases exponentially with increasing wave height.
Increased wave power doubles flooding risk.
Reefs can protect capital and save billions of dollars.
Globally, 1m loss of reef height doubles the cost of flooding.
Reefs around the world are critical to coastal protection.
These critical ecosystems are under threat from climate change.
In addition, global wave power is increasing over time.
We can restore these natural protections to save property and lives.
Reef resilience insurance helps fund reef restoration and protects our coastal communities.